When I started practicing as a Fee-only financial planner and Investment advisor in 2017, I had a static fee for all type of clients and a static service offering as Comprehensive Financial Planning.

My experience taught me two things –

• Not everybody needs Comprehensive Financial Planning and
• Even within “Comprehensive Financial Plan” the level of “Comprehensiveness” changes depending on the life stage of the person

It made me feel that I am overcharging for some people/life stages (for whom I reduced the fee on a case to case basis) and undercharging for some others (for whom I didn’t increase the fees. Once I have given a word, it stands).

With that experience, I have grouped the services into “Bachelor”, “Family” and “Retired”.

Details of the services and fee structure for each category is given in the links below:

• Bachelor      Click here to know services and fee for “Bachelor”
• Family          Click here to know services and fee for “Family”
• Retired        Click here to know services and fee for “Retired”